STATE LIFE INSURANCE POLICIES

Period between Survival Benefit due date & maturity date	Special Reversionary Bonus per Rs.1000 Survival Benefit	Period between Survival Benefit due date and maturity date	Special Reversionary Bonus per Rs.1000 Survival Benefit
20 years	Rs. 3,165	9 years	Rs. 1,005
18 years	Rs. 2,765	8 years	Rs. 845
16 years	Rs. 2,350	7 years	Rs. 695
14 years	Rs. 1,940	6 years	Rs. 555
12 years	Rs. 1,545	5 years	Rs. 420
10 years	Rs. 1,175	4 years	Rs. 300

Special Reversionary Bonus

This bonus is only intended Profit-Pak rupee Endowment Assurance policy. If the insured to provide survival benefit is the life of the State Special Bonus is added to the property within six months from date of survival benefit. Policies, which were valid for the entire sum insured that the benefits of survival is due to expire in 2010, the insured chooses to leave, the assets of the special bonuses are permitted as above


Terminal Bonus terminal bonus

is available to anyone with a political victory of Pak rupee valid for the entire sum insured, unless the policy should Endowment. It paid only at maturity or death before the life insured in 2010 and provides no surrender value. Condition of the right of this bonus is that more than ten years of contribution against the policy. Currently, the number of bonus is Rs.50 per thousand sum is confirmed each year, the fee will be paid in 10 years requires more than Rs.1000 per thousand sum insured. Consult your State Life Zone office the other terms and conditions of this bonus, and details of any bonus related to politics

Special bonus special terminal

Terminal on current rates is available to anyone with Pak Rupee policies benefit in effect for the full amount guaranteed. It is payable at maturity of the policy in 2010 and has no cash value. It is attached to policies where the Family Income Benefit (FIB) additional coverage was in force for over 10 years. Currently special terminal bonus is Rs.10 per thousand sum assured for each base year for over ten years FIB has been in effect, provided that one of the 200 rupees per thousand of the maximum sum assured. This premium is also payable under the policy of child protection and child education and marriage plan has integrated FIB. Contact your state of life office areas for other terms and conditions in connection with this bonus, and the details of total bonuses attached to your policy.

Millennium bonus

Goals bonus was announced in the actuarial valuation as at December 31, 2000 for all policies with Pakistan rupee profit. Be paid in full upon maturity or death before the insured. To redeem this bonus, a policy must be valid for the total sum insured at December 31, 2000 and 2001 premiums must be paid in 2001. The subsidy rate is Rs.51 per thousand sum assured. This is just one more than once. Millennium Bono also acquires a surrender value of policies in force if the full year for five years premiums have been paid and the policy in force for at least five years, the full policy. Contact your state of life zone for the other terms and conditions of this bond and the details of total bonuses attached to your policy.

Golden Jubilee Bonus

This bonus was announced in the actuarial valuation at 31 December 1996 for all profits policy with Pak rupee at the fiftieth anniversary of independence of Pakistan. It is payable at maturity of the policy or early death of the life insured and has no cash value. To redeem this bonus, a policy that applies to the entire amount guaranteed for 31 December 1996 and premiums due in the year 1997 payable in 1997. The subsidy rate is Rs.50 per thousand sum assured. This is just a time bonus. Contact your state of life office areas for other terms and conditions in connection with this bonus, and the details of total bonuses attached to your policy.


Specified Major Surgical Benefit

Defined the main advantages of surgery was reported in 1992, actuarial valuation. This advantage was maintained in 2009 revaluation. This benefit is available to all and the policy of non-profit, which is in full force at December 31, 2009, and has continuously maintained for at least five years of full policy after surgery. The biggest advantage of these policies is Rs. 250 000 / -. If, however, is a non-profit policy is completely valid for the year December 31, 2009, and continues to be valid for at least ten years, the full policy after surgery, the biggest advantage of these policies is Rs. 500, 000 / -.

These policies, if the life insured suffers a specified major surgery during the period between the assessment of January 1, 2010 to December 31, 2010, on account of a terrible disease specified, the Company to pay 50% of the basic insurance [if given the staffing plan, 50% of the amount remaining after deduction provided a survival advantage because (s)], by paying above the specified maximum. The amount payable will be adjusted in future payments of politics as survivors benefits, claims or demands on the maturity of death.